7 days ago today, I welcomed in the beautiful age of 50! ღ ღ ღ This is a new age, a new decade, a new

One of the things that many businesses are realizing is, they’re losing so much revenue because so many people in their target market cannot get

At The Credit Lady we’ve been hard at work behind the scenes putting together a platform that is going to allow our current & future

If the mortgage implosion of 2007-8 didn’t teach us anything, it should have taught us to “get ready and to stay ready” in the event

Are You Moving In The Right Direction Financially? One of the things we must remind ourselves to do is to take inventory of where we

As 2021 is coming close to an end, so many people are in the same place they were when the year began. Your credit is

As we are nearing the end of 2021, there are many people in positions of power that do NOT see the need to pay hardworking

Being in this industry since 1997…I’ve seen my fair share of people expecting you to deliver what they are NOT willing to give to themselves.  That’s across the board from Mortgages to real estate and now in credit repair. 

I am often looking for ways to help others minimize their financial risks, get their credit on track and create financial independence that is life-changing. I never understand how people can be ok living

Quote: “People treat banking like an electric utility where if you flip the switch it has to be there for you. But the truth is banking is a business that aims to makes profits for shareholders,” Nancy Bush,

Across this country (and) around the world, people are going stir-crazy from being stuck indoors, missing their “normal” routines, and for many, facing the fact that they are now unemployed!

Anyone who knows me (personally & professionally), knows I have a passion for seeing people live their best life. My area of expertise is finance, so, I tend to focus my energy on guiding my clients’ in the best

You may be someone who has what’s considered a “good job “ or even a “great career”, but how secure are you right now?

After being in the real estate, finance, and credit world since 1997, I have a long history when it comes to this question. One thing I do know for sure is: As a consumer, you are NOT the customer when it relates …

Being in the credit, finance & real estate world for almost 2 decades – I’ve learned a lot about the inner workings of how credit works. My professional mission in life is to empower people to not only …

An emergency fund is designed for life’s unexpected mishaps.  It’s for medical emergencies, surprise family obligations, employment loss, home/auto repairs and so much…

I speak to a multitude of people on a daily/weekly basis. So many people that it can get overwhelming at times. But I wake up each morning with one goal and that is: “how many people can I help reach their financial goals today?” That is my mission.

I recently dug into the archives from 2009 for a video I came across on YouTube several years ago. This was of a sermon from a well-known pastor in Baltimore, MD and when I watched it, it spoke to soul.

Since 2008, I’ve spent my professional career as an entrepreneur speaking to people on a daily basis who desire to get out of the rat race in life. People who are tired of being overworked and underpaid. People

A tradeline is a credit line that reports on your personal credit profile. Based on your payment history with your creditor(s), this line will report either positively or negatively.  This is what creates your credit score and helps new creditors determine if you are a good candidate to extend credit to.

In life, there are many lessons to be learned. One of the most repetitive lessons people tend to revisit is their relationship with credit and money. These two entities live in the same space because…

Myth No. 1 – It is easy to dispute a credit report. Consumers can resolve their own issues. To be honest, it IS simple to challenge a credit report. However, as an everyday person, it’s amazingly difficult and frustrating to get results from the credit bureaus.

One of the greatest regrets many people have is passing over opportunities that would have potentially changed their lives for the better.

When I ventured into the network marketing field in 2008 – I was skeptical and I ran across several “opportunities” that were truly a waste of time…but in my 9 years in this business, I’ve been able to weed

A Little background I have been self-employed since 2008 (when the mortgage crisis occurred). Since that time I had made a commitment to myself to create multiple income streams so, in the event, one …

I was driving down Ritchie Highway (in Glen Burnie, MD) one afternoon…stressed and said “God, I need a new social security number!” Now…that wasn’t going to happen, but, what was revealed to me is…I need

Trading time for dollars is what 97% of the population is programmed to do. Work for someone else for 40+ hours a week and then get paid. Repeat cycle. If you don’t work…there isn’t any paycheck to receive.

When we think of a “New Years Resolution” we have to name it what it is…A Promise To Oneself! The top 2 resolutions made every year are (1) to get PHYSICALLY fit and (2) to become FINANCIALLY fit. By month 3…

When it comes to your personal credit score – the higher your score the better your chances are for approval and a very low-interest rate. When banks make a decision to approve a loan for you they are …

When it comes to business credit – it is imperative to know and understand at least the basics of why building business credit is vital to the startup, expansion and/or growth of your business. If you are a …

When I decided to embark in a life of sales I knew I had to study the great sales people in order to reach for greatness myself. Most people shy away from a sales career using excuses like: “I can’t live on

I’ve been in the Sales & Marketing industry (in one form or another) for over 20 years now and the one thing that excites me (when I come across one) – is seeing someone driving a shiny pink Cadillac.

Today’s blog post is very personal to me because I know what most of my clients and potential clients go through when it comes to making a decision to hire someone to help rebuild their credit scores. There …

When the mortgage industry crashed in 2007-8, it was a rocky time for many in that industry (including myself). When you are used to earning a great 5 figure income month-after-month and that suddenly…